Estimate funding fit—not just a monthly payment

Most business loan calculators assume you already know the amount, rate, and term. This calculator starts one step earlier: it uses monthly revenue, estimated personal credit, and time in business to show which financing structures may fit your profile.

Products included in the estimate

• Revenue-based working capital: $25K–$2M, typically 3–18 months, with funding in as little as 6 hours.
• SBA loans: long-term financing for established borrowers, generally 10–25 years and 60–90 days to fund.
• Business lines of credit: revolving access for businesses with at least one year of history and stronger credit.
• Equipment financing: 2–7 year financing secured by the equipment being purchased.
• Invoice factoring: advances against eligible B2B invoices, underwritten primarily on customer credit.

How the estimate is calculated

Revenue-based estimates use approximately one month of average deposits as a directional first-position benchmark. SBA, line-of-credit, equipment, and factoring estimates use product-specific revenue, credit, and operating-history thresholds. Industry, deposit dilution, negative days, NSFs, existing positions, collateral, and use of funds can materially change the result.

Payment calculators

Already have a target amount, APR, and term? Estimate the monthly payment and total interest with the SBA loan calculator, equipment loan calculator, or business line of credit calculator.

Why this calculator is different

Instead of returning one marketplace funding number, it shows the product structures that fit the inputs and keeps revenue-based pricing private until a lender reviews the complete file. One application can then be matched across 50+ funding partners.