Scale your manufacturing operation with the right capital
Manufacturing businesses need capital for machinery, raw materials, facility expansion, and workforce growth. Long payment cycles from buyers — often net-60 or net-90 — mean you are funding production out of pocket for months before revenue arrives, and bulk material purchases require cash commitments well in advance of delivery. Bay Street Lending works with lenders who understand production cycles, equipment valuations, and the unique cash flow patterns of manufacturing operations. From invoice factoring that accelerates receivables to equipment financing for production line upgrades, we connect you with capital that keeps your floor running and your order book growing.
Net-60 or net-90 terms from buyers mean waiting months for payment. Invoice factoring accelerates cash flow.
A CNC machine costs $50K–$500K. Production line upgrades can exceed $1M. Equipment financing is essential.
Bulk material purchases tie up cash. Working capital lets you buy at volume discounts and fulfill larger orders.
Yes. Invoices from creditworthy buyers (Walmart, Amazon, Home Depot, etc.) are preferred by factoring companies and get the best advance rates.
CNC machines, lathes, injection molders, packaging equipment, forklifts, conveyor systems, and any other production equipment.
Absolutely. Purchase order financing and working capital can help you accept and fulfill orders that would otherwise exceed your capacity.
One application, no credit impact, and a dedicated specialist to walk you through your options. See what you qualify for in minutes.