Clear, fast pathways to the capital your business needs.
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Skip the endless paperwork and waiting games. With one simple application, Bay Street Lending connects you to SBA lenders that offer long-term, government-backed financing for growth, acquisitions, and refinancing.


A business term loan gives you a lump sum of capital with predictable payments over time—ideal for refinancing expensive debt, funding growth, or making a major purchase.
Unlike a traditional term loan, a business line of credit lets you draw funds as needed and only pay interest on what you use. It’s one of the most flexible tools for managing everyday cash-flow ups and downs.


Revenue-based financing can provide faster access to funds than traditional loans, with payments that flex alongside your daily or weekly sales.
Commercial real estate financing through our lending partners lets you purchase, refinance, or improve income-producing properties with terms tailored to your business’s cash flow.


Equipment financing allows you to acquire the machinery, vehicles, or technology your business needs without a large upfront purchase. Bay Street Lending connects you with lenders that specialize in equipment loans and leases.