Capital solutions designed for healthcare providers
Healthcare practices face unique financial challenges — expensive medical equipment, insurance reimbursement delays, and strict compliance requirements demand constant capital investment. The gap between delivering care and collecting payment can stretch 30 to 90 days or more, creating persistent cash flow pressure even for profitable practices. Bay Street Lending connects physicians, dentists, veterinarians, and other healthcare providers with specialized lenders who understand the healthcare revenue cycle. Our network includes lenders experienced in practice acquisitions, major equipment purchases, and the regulatory landscape that shapes healthcare finance.
Claims take 30–90 days to process. A credit line keeps your practice running while payments arrive.
An MRI costs $1M+. Even basic diagnostic equipment runs $20K–$100K. Financing is essential for modern care.
HIPAA, OSHA, and state regulations require ongoing investment in technology, training, and facility upgrades.
Yes. SBA loans are ideal for practice acquisitions, offering up to $5M with 10–25 year terms. We work with lenders who specialize in healthcare M&A.
Imaging systems, surgical equipment, patient monitors, EHR/EMR systems, lab equipment, exam tables, and any other medical equipment.
Yes — physicians, dentists, chiropractors, optometrists, veterinarians, physical therapists, pharmacists, and other licensed healthcare providers.
Our lenders understand insurance reimbursement cycles and factor this into their underwriting. They evaluate your contracted rates and claims history.
One application, no credit impact, and a dedicated specialist to walk you through your options. See what you qualify for in minutes.