Capital solutions for women-owned businesses
Women-owned businesses are the fastest-growing segment of American entrepreneurship, yet face persistent funding gaps compared to male-owned counterparts. Studies consistently show that women receive smaller loan amounts and higher denial rates from traditional banks, even when business fundamentals are comparable. Bay Street Lending levels the playing field by connecting women entrepreneurs with 50+ lenders who evaluate businesses on revenue and potential — not gender. From revenue-based working capital and SBA programs to lines of credit and equipment financing, our brokerage model ensures you see the full range of options available and can choose the capital solution that best supports your growth.
Women-owned businesses receive a fraction of venture and loan capital. Our lender network provides merit-based access to funding.
Scaling requires investment. Revenue-based lending lets you grow based on business performance, not traditional criteria.
Establishing business credit history is essential. Starting with smaller funding products builds a track record for larger future financing.
The SBA offers programs through Women's Business Centers and the InnovateHER program. Our team can help you navigate these resources alongside traditional financing.
Certification as a Women-Owned Small Business is not required to apply for financing. However, WOSB certification can unlock government contracting opportunities.
We fund women-owned businesses in every industry. Our 50+ lender network has experience across retail, healthcare, services, technology, manufacturing, and more.
One application, no credit impact, and a dedicated specialist to walk you through your options. See what you qualify for in minutes.