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Veterans

Business financing for those who served

$10K–$5MFunding range available
ReducedSBA fees for veterans
6 hrsFastest time to funding
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Veteran entrepreneurs bring discipline, leadership, and operational expertise to business ownership — qualities that translate directly to running a successful company. However, transitioning from military service to entrepreneurship often means building a business credit profile from scratch while navigating an unfamiliar lending landscape. Bay Street Lending helps veteran-owned businesses access the full spectrum of financing options, including SBA programs specifically designed to support veterans transitioning to entrepreneurship. With reduced SBA guaranty fees, dedicated veteran lending programs, and a 50+ lender network, we make sure your service record and business performance open doors rather than create barriers.

Financing for Veterans businesses

How we help Veterans businesses

Transition to Entrepreneurship

Moving from military to business ownership requires capital. SBA programs specifically support veteran entrepreneurs.

Startup Funding

Many veterans start businesses from scratch. SBA microloans and working capital provide essential startup support.

Growth Capital

Veteran-owned businesses that prove their model need capital to scale. Our lender network provides options at every stage.

Veterans financing questions

The SBA Veterans Advantage program reduces or eliminates guaranty fees on SBA loans. The SBA also partners with Boots to Business for veteran entrepreneurship training.

Verification is not required to apply through Bay Street, but VA certification as a VOSB or SDVOSB can unlock additional benefits and contracting opportunities.

Yes. Service-disabled veteran-owned small businesses (SDVOSBs) receive additional benefits including fee reductions on SBA loans and government contracting advantages.

Ready to explore Veterans financing?

One application, no credit impact, and a dedicated specialist to walk you through your options. See what you qualify for in minutes.