Capital to grow your real estate business
Real estate agents and brokerages invest heavily in marketing, technology, office space, and team building — often waiting weeks or months for commission checks. The commission-based revenue model means cash flow is inherently lumpy, yet the costs of staging, photography, digital advertising, and team overhead never pause. Bay Street Lending provides working capital and business financing that keeps your real estate business growing between closings. Whether you are an independent agent funding your next listing campaign or a brokerage owner investing in office space and recruits, our lender network evaluates your earning history to get you funded quickly.
Commission-based income is lumpy. Working capital smooths cash flow between closings.
Photography, staging, digital ads, and print marketing add up fast. Capital lets you market listings properly.
Building a team of agents requires upfront investment in recruiting, training, and infrastructure.
Yes. Independent agents and sole proprietors with consistent income from commissions can qualify for working capital and lines of credit.
Marketing, staging, photography, office expenses, team hiring, technology, and any other business expense. There are no restrictions on use.
Yes. Established brokerages can qualify for larger amounts including SBA loans for office purchases and business expansion.
One application, no credit impact, and a dedicated specialist to walk you through your options. See what you qualify for in minutes.