Financing built for medical practice owners
Whether you're acquiring your first practice, expanding to a new location, or upgrading your facility, medical practice financing requires lenders who understand healthcare economics. Insurance and Medicare reimbursement delays, compliance costs, and the need for ongoing technology investment create financial pressures that generic business lenders often fail to account for. Bay Street Lending specializes in connecting physicians with capital that fits the healthcare revenue model. Our 50+ lender network includes healthcare finance specialists who evaluate contracted payer rates, patient volume trends, and practice equity — giving you access to better terms than a one-size-fits-all approach.
Medical practices sell for $300K–$3M+. SBA loans offer 10–25 year terms making monthly payments manageable.
Insurance and Medicare payments take 30–90+ days. A credit line ensures smooth operations.
HIPAA, EHR mandates, and regulatory requirements demand ongoing investment in technology and processes.
Residents completing training within 6 months can apply for practice acquisition loans. SBA lenders value the medical degree and projected income.
Yes. SBA loans can finance partnership buy-ins, practice acquisitions, and equity purchases in existing medical practices.
Multi-specialty practices and physician groups qualify for all the same financing. Larger groups may access larger funding amounts.
One application, no credit impact, and a dedicated specialist to walk you through your options. See what you qualify for in minutes.