Scale your online business with the right capital
Ecommerce businesses burn cash on inventory, advertising, and fulfillment long before revenue arrives. The timing mismatch is especially brutal during peak selling seasons, when you need to commit to large inventory orders months in advance while simultaneously scaling ad spend. Bay Street Lending connects online sellers with financing that matches the speed of digital commerce — fast approvals, revenue-based lending, and flexible terms. Whether you sell on Amazon, Shopify, or your own storefront, our lender network evaluates your actual sales velocity and marketplace performance to get you funded quickly.
You need to buy inventory 2–3 months before sales. Working capital funds bulk orders so you never miss a selling season.
Meta and Google ads require upfront spend. A credit line lets you scale campaigns and pay back from the sales they generate.
Q4 holiday sales require massive inventory investment in Q2–Q3. Seasonal financing bridges the gap.
Yes. We work with sellers on Amazon, Shopify, WooCommerce, eBay, and other platforms. Your marketplace revenue counts toward qualification.
Ecommerce businesses with 6+ months of sales history and $10K+ monthly revenue can qualify for working capital and credit lines.
Absolutely. Working capital has no restrictions on use. Many ecommerce sellers use funding to scale profitable ad campaigns.
One application, no credit impact, and a dedicated specialist to walk you through your options. See what you qualify for in minutes.