Invest in your dental practice's future
Dental practices require significant capital investment — from digital X-ray systems and CAD/CAM machines to office buildouts and practice acquisitions. Staying competitive means continually upgrading technology, expanding operatories, and offering the advanced services patients now expect. Bay Street Lending connects dentists with specialized healthcare lenders who offer competitive rates and understand the dental industry's revenue model. Whether you are a new associate ready to acquire your first practice or an established owner planning a multi-operatory expansion, our network delivers financing options tailored to dental economics.
A CEREC machine costs $100K+. Digital X-ray upgrades run $20K–$50K. Equipment financing spreads these over time.
Buying a dental practice averages $500K–$1.5M. SBA loans provide the best terms for this major investment.
Dental insurance claims take 14–45 days to process. A credit line ensures smooth operations between payments.
Yes. SBA 7(a) loans are the gold standard for dental practice acquisitions, offering up to $5M with 10–25 year terms at competitive rates.
Dental chairs, X-ray systems, CEREC/CAD-CAM, lasers, sterilization equipment, panoramic imaging, and complete operatory buildouts.
New dentists can qualify for equipment financing with good personal credit. SBA loans for practice acquisition may require some clinical experience.
One application, no credit impact, and a dedicated specialist to walk you through your options. See what you qualify for in minutes.