Put more vehicles on the road, faster
Whether you need one delivery van or an entire fleet of box trucks, commercial vehicle financing gets you on the road without depleting your cash reserves. For many businesses, adding vehicles directly translates to more revenue capacity, making speed of funding a critical factor. Bay Street Lending works with lenders who specialize in commercial vehicle loans with competitive rates and fast approvals. The vehicle itself typically serves as collateral, which simplifies qualification and keeps the process moving so you can start earning with your new equipment sooner.
A new box truck costs $40K–$80K. Fleet expansion adds up fast. Financing makes growth manageable.
Fleet downtime costs money. A credit line ensures you can repair vehicles immediately, not when you have cash.
Commercial insurance and DOT compliance costs are ongoing. Working capital keeps these covered while you grow.
Yes. We work with lenders who finance both new and used commercial vehicles, including trucks, vans, trailers, and specialty vehicles.
Equipment financing for vehicles typically requires a 550+ credit score. Better rates are available for 650+ scores.
Absolutely. Fleet financing is available for businesses purchasing multiple vehicles. Lenders may offer volume discounts on rates.
One application, no credit impact, and a dedicated specialist to walk you through your options. See what you qualify for in minutes.