Finance your chiropractic practice growth
Chiropractic practices need capital for treatment tables, X-ray equipment, office buildouts, and marketing to attract new patients. The gap between delivering care and receiving insurance reimbursements can strain cash flow, especially for growing practices adding staff or opening new locations. Bay Street Lending connects chiropractors with lenders who understand healthcare practice financing and insurance reimbursement cycles. From equipment loans for digital X-ray upgrades to SBA financing for practice acquisitions, we help you find the right capital structure for your stage of growth.
Payments from insurance can take 30–90 days. A credit line keeps cash flowing between reimbursements.
Digital X-ray systems cost $30K–$80K. Financing lets you invest in better diagnostics without upfront cash.
Buying an existing practice can cost $200K–$1M+. SBA loans offer the longest terms and lowest rates for acquisitions.
Yes. SBA 7(a) loans are ideal for buying an existing chiropractic practice. They offer up to $5M with terms up to 25 years.
Adjusting tables, digital X-ray systems, laser therapy equipment, decompression tables, EHR systems, and any other practice equipment.
Practices open 6+ months can qualify for working capital. SBA loans typically require 2+ years of operating history.
One application, no credit impact, and a dedicated specialist to walk you through your options. See what you qualify for in minutes.