Fuel your brewery's next stage of growth
Breweries are capital-intensive businesses — from fermentation tanks and canning lines to taproom buildouts and distribution expansion. Scaling production to meet demand, launching new taproom locations, or breaking into retail distribution all require significant upfront investment before the revenue follows. Bay Street Lending connects craft breweries with financing that matches their growth trajectory and seasonal cash flow patterns. Our lender network includes specialists who understand beverage industry economics and can structure terms around your production cycles and taproom revenue.
A 15-barrel system can cost $150K+. Canning lines run $50K–$300K. Equipment financing makes these investments possible.
You spend on ingredients and labor weeks before the first pour. Working capital bridges the production gap.
Renovating a space for a taproom can cost $100K–$500K. SBA loans offer the best rates for these projects.
Yes. Equipment financing covers everything from kettles and fermenters to canning lines and glycol chillers. The equipment serves as collateral.
SBA loans typically require 2+ years in business. Newer breweries may qualify for equipment financing or working capital with 6+ months of operation.
Our lenders understand seasonal patterns in craft beverage. They evaluate your full annual revenue cycle, not just one slow month.
One application, no credit impact, and a dedicated specialist to walk you through your options. See what you qualify for in minutes.