Grow your salon without cutting into your cash flow
Whether you're opening your first chair or expanding to a second location, beauty salons need capital for buildouts, equipment, product inventory, and marketing. Attracting and retaining top stylists often means investing in modern stations, premium product lines, and a client experience that stands out in a competitive market. Bay Street Lending works with lenders who specialize in salon and spa financing, offering everything from SBA loans for major buildouts to working capital that covers day-to-day needs. One application gives you access to 50+ lenders, so you can focus on your clients instead of chasing approvals.
Salon renovations and buildouts can run $50K–$200K+. Financing spreads the cost so you can open faster.
Premium products tie up cash. Working capital lets you stock salon-grade brands without depleting reserves.
Competitive compensation and modern stations keep talent. Capital investments in your space pay for themselves.
Yes. SBA loans and working capital can fund buildouts, lease deposits, equipment, and initial inventory for new locations.
Many of our lenders work with cash-heavy businesses. You may need to provide bank statements showing consistent deposits.
Independent booth renters with their own LLC or sole proprietorship and consistent income can qualify for working capital and equipment financing.
One application, no credit impact, and a dedicated specialist to walk you through your options. See what you qualify for in minutes.