Press Brake Financing
CNC hydraulic, hybrid and all-electric press brakes, new or used, with tooling, back gauges, rigging and training on the same deal.
CNC hydraulic, hybrid and all-electric press brakes, new or used, with tooling, back gauges, rigging and training on the same deal.
Updated September 2026
Press brake financing is a loan or lease secured by the machine, usually 6–22% APR over 3–7 years with 0–20% down. A production CNC hydraulic press brake typically costs $60K–$150K, an all-electric machine $120K–$350K, and an automated bending cell $300K–$600K or more. Tooling, back gauges, rigging, installation and training can all go on the same deal when they are on the quote. Lenders underwrite fabrication shops on their customer base and backlog as much as on the machine.
| Typical amount | $30K for a used CNC machine to $600K+ for an automated bending cell |
|---|---|
| Rates | 6–22% APR |
| Terms | 36–84 months |
| Down payment | 0–20% |
| Credit | 600+ typical |
| Soft costs | Tooling, rigging, installation and training financed with the machine |
| Used machines | Frame, hydraulics, controller and back gauge condition drive the value |
| Speed | 1–5 business days; larger machines may need an appraisal |
| Equipment | New | Used |
|---|---|---|
| Entry CNC hydraulic (up to ~100 ton, 8–10 ft) | $25K–$60K | $15K–$40K |
| Production CNC hydraulic (100–250 ton, 10–14 ft) | $60K–$150K | $30K–$90K |
| All-electric or hybrid press brake | $120K–$350K | $60K–$200K |
| Large-tonnage press brake (400+ ton) | $250K–$600K+ | $100K–$350K |
| Automated or robotic bending cell | $300K–$600K+ | $150K–$350K |
Typical 2026 pricing. Tooling adds roughly $2K–$15K for a starter set and far more for a full production library; multi-axis back gauges, crowning, angle measurement and offline programming software add to the machine price.
Illustrative level monthly payments on the amount financed. Rates depend on credit, time in business, the machine and the lender.
| Example | Financed | APR · term | Payment |
|---|---|---|---|
| New production CNC press brake with tooling | $120K | 9.5% · 60 mo | $2,520/mo |
| Used CNC press brake | $55K | 13% · 48 mo | $1,480/mo |
| All-electric press brake | $260K | 9% · 72 mo | $4,690/mo |
| Robotic bending cell | $480K | 9% · 84 mo | $7,720/mo |
A press brake is a durable machine with an active used market, so it is good collateral, but less liquid than a truck or an excavator. Lenders therefore look hard at the shop. They want to see steady deposits, a customer base that is not concentrated in one or two accounts, and the work the new machine will do: a purchase order, a new contract or a backlog that the current equipment cannot keep up with. A shop with two years of history and a clear reason for the machine usually gets the better end of the range.
CNC hydraulic press brakes are the standard: proven, powerful at high tonnage, and the least expensive per ton. All-electric machines use servo motors instead of hydraulics; they cost more, but use far less energy, need no hydraulic oil, and hold angles very consistently on short, repeated parts. Hybrid designs sit between the two. The right choice depends on part size and volume: long, heavy parts favor hydraulic, high-mix small parts often favor electric. Lenders finance all three on similar terms.
The machine is only part of the cost of getting it bending parts. Punches and dies, a tool storage system, rigging and transport, foundation work for large machines, electrical service, installation, training and offline programming software can add a meaningful share to the invoice. When these are on the dealer’s quote, or invoiced alongside it, they are financed together. Lenders often cap soft costs at a share of the total, so it helps to show them clearly separated on the quote.
Used press brakes can be excellent value, especially from shops upgrading to automation. Check:
An outdated or unsupported controller is the most common hidden cost. On a private or auction sale, the lender runs a lien search and pays the seller directly.
Robotic bending cells and automatic tool changers are now within reach of mid-size fabrication shops, largely because skilled brake operators are hard to hire. The financing case rests on throughput and labor: parts per shift, setups per day and operator hours saved. Lenders will finance the cell, including integration and safety guarding, when the math and the backlog support it. See industrial robot financing for automation beyond the brake.
Most shops keep press brakes for many years, which favors a loan or $1 buyout lease. A fair-market-value lease can make sense for an electric or automated machine where technology moves quickly. A financed press brake qualifies for Section 179 like a cash purchase, up to $2,560,000 for tax years beginning in 2026, when placed in service by December 31. Confirm with your CPA.
Steel, payroll and the 30 to 60 days before customers pay are better funded with working capital for manufacturing than added to an equipment payment. For the machines around the brake, see CNC machine financing, and for shop-wide strategy, manufacturing equipment financing. One application at equipment financing goes to 100+ funding partners.
Yes. Used CNC press brakes finance routinely. Lenders look at the frame, hydraulics, controller support and bending accuracy, and larger machines may need an appraisal.
Yes. Punches, dies and tool storage bought with the press brake can be financed on the same deal when they are on the quote. Rigging, installation, training and software can usually be included too.
A production CNC hydraulic press brake typically costs about $60,000 to $150,000, an all-electric machine about $120,000 to $350,000, and an automated bending cell $300,000 or more.
Financed over 60 months at 9.5% APR, $120,000 is about $2,520 a month. A $260,000 all-electric press brake over 72 months at 9% APR is about $4,690 a month.
It can be for high-mix, short-run work, where electric machines use less energy, need no hydraulic oil and repeat angles very consistently. Long, heavy parts usually favor a hydraulic machine.
Yes. Newer shops usually put 10 to 20 percent down and show the work the machine will do, such as purchase orders, a new contract or a backlog.
One application goes to 100+ funding partners, with no impact on your credit score. Send a quote or invoice and we will come back with real numbers.
